- 225 W Hospitality Lane, Ste 300, San Bernardino, CA 92408
- onechoiceins@gmail.com
- (909) 315‑6558
About Us
We Have The Best Policy For Your Financing !
Protect your business with personalized commercial coverage at competitive rates—delivered by a licensed, local team that supports you from quote to claims.
Happy Customers
Client Retention Rate
Insurance Partners & Carriers
Customer Satisfaction Score
7
YEARS OF
EXPERIENCE
Certified Team
Fully licensed, insured, and bonded brokers who tailor coverage to your operations, contracts, and budget for clear, right‑sized protection.
Trusted Company
Family‑owned and locally operated in San Bernardino, providing personal service, integrity, and responsive support throughout the policy lifecycle.
Company Mission
Deliver clear advice, tailored coverage, and competitive options that help businesses stay protected—without paying for what they don’t need.
Our Vision
Be the trusted local partner for comprehensive commercial insurance, known for expertise, transparency, and measurable value to area businesses.
Give Us A Chance To Prove It!
“Easy to talk and get insured—also a very, very good price.” — Mason Black, Logistics Owner
BENEFITS & MISSION
Benefits & What we do?
Get clear advice, personalized coverage, and fast support—so your business stays protected without paying for what you don’t need.
We tailor coverage to your business.
Every operation is different. We learn your contracts, equipment, vehicles, and risks to build right‑sized policies and limits that fit your budget.
How we insure your business?
We compare carriers, terms, and endorsements across General Liability, Workers’ Comp, Commercial Auto, Umbrella/Excess, Bonds, Life, and Annuities, then present clear options and pricing.
We stand behind your policy.
From certificates and additional insureds to audits and claims, our licensed local team provides end‑to‑end support with fast turnaround.
We help you grow with confidence.
As your projects, fleet, or headcount expand, we proactively review coverage, align with contract requirements, and prevent costly gaps.
We move at your speed.
Need proof of insurance today? Expect same‑day COIs, quick endorsements, and responsive help when timelines are tight.
QUESTIONS & ANSWERS
Frequently Asked Questions
Find clear answers to common questions about our commercial insurance services, from coverage options and pricing to certificates, audits, and claims. If you don’t see your question here, contact our licensed local team for quick, personalized help.
How did we become a trusted choice for local businesses?
By tailoring coverage to each operation, comparing multiple carriers for price and terms, and staying responsive from quote to claims. You get right‑sized protection without paying for what you don’t need.
Why choose a local, family‑owned brokerage?
Local knowledge matters. We understand San Bernardino contract requirements, jobsite needs, and timelines—so certificates, endorsements, and audits get handled quickly and accurately.
What services do we offer?
General Liability, Workers’ Compensation, Commercial Auto, Umbrella/Excess, Bonds, Life Insurance, Annuities, and customized packages for commercial businesses and contractors.
How do we provide service after binding?
Expect same‑day COIs, help with additional insureds/waivers, proactive renewal reviews, support during audits, and hands‑on claims assistance.
Are we affordable to hire?
We shop reputable carriers to find competitive pricing and appropriate limits, explaining trade‑offs clearly so you can choose the best value for your budget.