We protect your business.
Commercial insurance tailored for your risks at competitive rates.
Get personalized coverage built around your industry, operations, and budget—so you gain comprehensive protection without paying for what you don’t need, and a responsive team that supports you from quote to claims.
Secured Policy
Get tailored protection backed by reputable carriers, designed around your specific risks and budget for true peace of mind.
Undertaking Risks
From liability and workers’ comp to commercial auto and bonds, coverage is structured to address the real exposures your operations face.
Insurable Interest
We assess your needs, industry, and assets to align coverage with what matters—your people, property, and contracts.
Financially Help
Competitive rates without compromising quality, plus end‑to‑end support from quote to claims to reduce admin burden.
INTRODUCTION ABOUT US
We Have The Best Policy For Your Financing !
One Choice Insurance Brokers is a commercial insurance brokerage in San Bernardino, California, delivering personalized coverage and competitive rates for businesses of all sizes. Our experienced brokers learn your operations and risk profile, then tailor policies that protect your people, property, vehicles, and contracts with end-to-end support from quote to claims.
															7
YEARS OF
EXPERIENCE
															Certified Team
Fully licensed, insured, and bonded, our brokers adhere to industry standards and stay current on market trends to recommend the right coverage at the right limits. You get a knowledgeable, responsive team committed to professional guidance and reliable follow-through.
Trusted Company
Family-owned and locally operated, we build long-term relationships through personal service, integrity, and confidentiality. Businesses across San Bernardino trust us for tailored solutions and competitive pricing backed by reputable carriers.
WHAT WE OFFER
Serving And Providing Best Services For Clients
															General Liability Insurance
Protect your business from third‑party claims with tailored coverage for bodily injury, property damage, and personal/advertising injury—built around your operations and risk profile. We help you identify exposures and set the right limits to avoid gaps while keeping costs efficient.
															Workers’ Compensation
Keep your workforce protected and your business compliant with policies that cover medical bills, rehab, and lost wages for job‑related injuries or illness. Our team streamlines quotes and audits and supports you through claims to reduce administrative burden.
															Commercial Auto
Safeguard company‑owned vehicles with coverage for liability, physical damage, medical payments, and legal expenses arising from accidents, theft, or vandalism. From light service fleets to trucking, we align endorsements with your routes, drivers, and cargo needs.
															CALL TO ACTION
Protect your business with tailored coverage and responsive local support.
Get personalized commercial insurance built around your operations, budget, and contracts—backed by reputable carriers and end‑to‑end help from quote to claims.
Our Happy Customers
BOOK APPOINTMENT
Book Appointment To Get Quick Solution !
CALL US ANY TIME :
(909) 315-6558 · (800) 800-1799
															WORK PROCESS
We Follow Simple Steps To Protect Your Business
QUESTIONS & ANSWERS
Frequently Asked Questions
Find clear answers to common questions about our commercial insurance services, from coverage options and pricing to certificates, audits, and claims. If you don’t see your question here, contact our licensed local team for quick, personalized help.
How did we become a trusted choice for local businesses?
By tailoring coverage to each operation, comparing multiple carriers for price and terms, and staying responsive from quote to claims. You get right‑sized protection without paying for what you don’t need.
Why choose a local, family‑owned brokerage?
Local knowledge matters. We understand San Bernardino contract requirements, jobsite needs, and timelines—so certificates, endorsements, and audits get handled quickly and accurately.
What services do we offer?
General Liability, Workers’ Compensation, Commercial Auto, Umbrella/Excess, Bonds, Life Insurance, Annuities, and customized packages for commercial businesses and contractors.
How do we provide service after binding?
Expect same‑day COIs, help with additional insureds/waivers, proactive renewal reviews, support during audits, and hands‑on claims assistance.
Are we affordable to hire?
We shop reputable carriers to find competitive pricing and appropriate limits, explaining trade‑offs clearly so you can choose the best value for your budget.
Any Questions? Ask Us!!
GET A FREE QUOTES
Get a fast, personalized quote for your business.
Tell us a bit about your operations and coverage needs, and a licensed local broker will follow up with tailored options and clear pricing—no obligation.
															Happy Customers
Client Retention Rate
Insurance Partners & Carriers
Customer Satisfaction Score
CLIENT'S TESTIMONIAL
What Our Clients Says About Our Company
Our construction firm needed certificates turned around the same day for a new jobsite. The team reviewed our contract, adjusted limits, and issued COIs within hours. They also walked us through additional insured wording and waivers so we didn’t hold up mobilization. Service like that saves real money.
Workers’ Comp audits used to be stressful. This year, our broker organized payroll reports, explained classifications, and caught a misapplied code that would have increased our premium. When an injury occurred, they coordinated with the carrier and kept us updated until the claim closed. Truly proactive.
We operate a small fleet across multiple states. They shopped several reputable carriers, aligned endorsements with our routes and cargo, and improved deductibles without raising cost. Having a single point of contact for changes and certificates has been a game changer.
As an electrical contractor, every project has different insurance requirements. They review our contracts, confirm limits, and issue project‑specific certificates fast. When a vendor requested unusual wording, our broker negotiated acceptable language so we could start work on time.
We combined General Liability, Property, and Commercial Auto under one program and added Umbrella for larger clients. Everything was explained in plain language, with clear comparisons of price vs. coverage. The renewal process was orderly and on schedule—no last‑minute surprises.
From the first quote to endorsements and renewals, the team has been responsive and thorough. They’re local, they know the market, and they make insurance straightforward. When we had a small claim, they followed up until the check arrived. Highly recommend.